Join us in September!

CalendarOfEventsOur staff invites you to join them at these great events throughout the Fall. Be sure to follow us on our Facebook page for information on these events or pictures from other events you may have missed.
September 5: Caledonia Windshield Washing Fundraiser. Join Merchants Bank for a Window Washing Fundraiser to support Caledonia academics, fine arts and athletics! Merchants will donate $5 for every car window washed from 2-5 p.m. to the Caledonia School District. Visit the Merchants drive-thru for your FREE window washing and help support a great cause!
September 6: Mabel Steam Engine Days Parade, immediately following noon parade of engines and tractors on Main Street.
September 12: Spring Grove Windshield Washing Fundraiser. Join Merchants Bank for a Window Washing Fundraiser to support the Spring Grove Athletic Boosters! Merchants will donate $5 for every car window washed from 2-5 p.m. to the Boosters. Visit the Merchants drive-thru for your FREE window washing and help support a great cause!
September 17: Rushford and Lanesboro Community Appreciation, 5-7 p.m., Sylvan Park in Lanesboro. Merchants Bank staff from our Lanesboro and Rushford locations will be serving Fillmore County Cattlemen hamburgers and refreshments.
September 18-19: Applefest Open House, Merchants Bank La Crescent. Merchants Bank staff will be serving locally-grown apples and apple cider in the bank lobby during regular lobby hours. Stop by and say hi!
September 20-21: Triquest, Holmen, WI.
September 21: Applefest Parade, 1 p.m, La Crescent. Merchant Bank staff will be collecting food and cash donations during the parade. Please consider supporting the La Crescent Food Share Program with a donation.
September 27: New Leash on Life 5K Dog Run/3K Fun Walk, 8:30 a.m., Silver Lake Pool in Rochester.
September 30: Retirement Planning: A Whole New Adventure, 5-7:30 p.m., Merchants Bank-Downtown Winona. Stop in for vendor booths and breakout sessions on a variety of topics. Appetizers and refreshments will be served.

 

Learn the Secret to Understanding Quickbooks and Your Business Finances

ONABusinessSeminarbloggraphicPlease join us for one or more of the following FREE business sessions featuring speakers from JRM and Associates. All sessions include breakfast and will be held at Stoney Creek Inn (3060 S Kinney Coulee Road, Onalaska) from 7:30 – 9:30 a.m.

  • Quickbooks Beyond the Basics Part 1 on Thursday, October 2 – Learn how to read and reconcile the balance sheet.
  • Quickbooks Beyond the Basics Part 2 on Thursday, November 6 – Learn how to understand and utilize the income statement.
  • Year-End Tax Update on Thursday, December 4 – Prepare for your year-end taxes.

RSVPs are appreciated for planning purposes:

  • Becky Herrmann (blherrmann@merchantsbank.com or 608-779-8268)
  • Tricia Barnes (tricia@jrmcpa.biz or 608-781-8712)

Ranch Oyster Crackers

Recipe-RanchOysterCrackersIngredients:

  • 1 package Hidden Valley Ranch salad dressing dry mix
  • 12-16 oz package plain oyster crackers
  • 1/4 tsp. lemon pepper
  • 3/4 tsp. dill weed
  • 1/4 tsp. garlic powder
  • 3/4 c. oil

Directions:

Combine dressing mix and oil. Add dill weed, garlic powder and lemon pepper. Pour mixture over crackers. Stir to coat. Place on baking sheet in warm oven, approximately 200-255°, for 15-20 minutes. Enjoy!

Bulbs Now, Blooms Later

BulbsNowBloomsLater-BlogWonder how to get the beautiful bulb flower garden at your home? Do you know when it is the “right” time to plant bulbs to have them bloom in the spring? On Tuesday, September 9, Master Gardener Pat Tolmie will share her expertise in bulb planting with us. Whether you are a veteran flower gardener or a rookie to the bulb-planting scene, this class will be informative for all. The class will begin at 6:30 p.m. and will be held at our downtown location. The cost is free, but you need to call and register no later than September 4. Please plan on joining us.

To Register:
Call Jen (507) 457-1108

Retreat Away for a Good Time

Have you ever wanted to have a family gathering but didn’t have a space big enough to host everyone that you wanted to invite? How about being able to quilt or scrapbook with a large group of friends but never had the space to use your creativity to the max? Well don’t fret; you can do all of this at Glad Gatherings.

Glad Gatherings, which opened November 2013, is a retreat house in Spring Valley, Minnesota, that is perfect for crafters but can be rented out for any occasion. “It is the perfect space for bridal showers, baby showers, graduations, weekend getaways, girls’ weekend, and much more,” said Co-Owners Denise Erichsen and Jenny Gurenwald.

According to co-owner Alissa Gibson, “It sleeps 12 people comfortably and has a dedicated craft space which comfortably accommodates 12 people plus their craft supplies.”

Denise Erichsen with her sister, Dolores Bierbaum, niece, Jenny Gruenwald, daughter, Alissa Gibson, are all co-owners of Glad Gatherings.

What started off as a special family occasion for the owners and their family is now a successful retreat away for families or big groups that are looking to be crafty or looking for a big enough space to fit all of their guests. The girls would get together a couple times a year to quilt or scrapbook and had done so in many other retreat houses. “We just really loved the memories we were making and we thought it would be really fun to find a place we could do our crafts that was big enough for all of our nieces and daughters. It is something really special that we wanted to share with everyone.” Erichsen said.

When it came to relying on a lender to help with getting Glad Gatherings started, Levi Livingood from the Merchants Bank Rochester, Northwest Plaza, location was an easy choice and is highly recommended by the owners. “He has been so helpful every step of the way,” stated Erichsen.

“He is fantastic, answers my emails right away, and has been here to visit us in Spring Valley multiple times already. Merchants Bank is great to work with because they make you feel warm and welcome. We would highly recommend any start up business to work with Merchants Bank. They really help make what may seem like work, easy.”

 

Loans are subject to credit approval.

Top Three Reasons Your Business Should Accept Credit and Debit Cards

Credit card processing can benefit any business

Credit card processing can benefit any business

Should your business accept credit or debit card payments? Big or small, brick and mortar or in-home business, thousands of employees or only two…the answer is yes! Businesses of all sizes can benefit from the ease and versatility of accepting credit or debit cards anytime, anywhere you choose. Here are the top three reasons you should accept credit or debit card payments:

  1. Convenience – Being able to accept major credit cards is expected by most of your customers. In TSYS’s 2013 Consumer Payment Choice Study, over half of respondents preferred a debit card as their overall payment method and 35% preferred a credit card. By using Merchants Bank’s Credit Card Processing, your business can meet customer expectations and provide options for accepting payments that are convenient for both you and your customers. Merchants Bank offers a variety of options for collecting payments including counter-top card readers, website interfaces and mobile card readers.
  2. Increase Sales – Accepting credit or debit cards greatly broadens your potential customer base to customers who no longer carry cash or checks with them. In addition, customers who pay by card can easily make impulse purchases without needing extra cash on hand or writing a larger check. Not offering this type of payment option could result in lost sales opportunities.
  3. Simple Pricing and Local Service – We understand that each business is unique, so we will work with you to determine the credit card processing pricing structure that makes sense for your business. Merchants Bank offers easy to understand, “all-in-one” discount fees based on the average dollar amount of your customer transactions (which is your average ticket size). Equipment costs will vary depending on your needs. As always, you’ll receive service and support from local bankers you know and trust. We promise to work with you to keep your costs as low as possible and customize Credit Card Processing to fit your individual business needs.
To get started with Merchant Bank Credit Card processing, simply contact your local branch to complete a Credit Card Processing Application and include two years of financials, or download the Credit Card Processing application here. Click here for more details on our credit card processing program.
 
Credit card processing is subject to credit approval.

Get Your Windshield Washed in Caledonia

WindowWashingCALThe employees at Merchants Bank will be hosting a free car windshield washing event in support of Caledonia High School arts, academics and athletics on Friday, September 5 from 2:00-5:00 p.m. For each windshield washed, Merchants will donate $5 to Caledonia High School.

“Many of our employees have a student, know someone who attends or attended Caledonia High School themselves,” said Matt Schuldt, President for Merchants Bank in Caledonia and Spring Grove. “Being able to give back to one of our community partners is a great feeling and we’re looking forward to this fun event.”

All community members are encouraged to visit the Caledonia Merchants Bank drive-thru on Friday, September 5. No customer relationship is required to participate. Free will donations for Caledonia High School will also be accepted.