Martin Oines Joins the Merchants Bank as Trust Officer


Martin Oines

Martin Oines has joined the Merchants Bank Trust Department as a Vice President and Trust Officer, according to Greg Evans, Merchants Bank’s President and Chief Banking Officer.

Oines brings more than 20 years of experience in investment management and trust administration to the position, most recently as a Senior Trust Administrator with Wells Fargo in Minneapolis.

“Wealth management is a growing and important area for us at Merchants. To help provide our current and future customers with the best possible guidance, we have been fortunate enough to recruit some exceptional professionals to our organization,” Evans said. “Martin’s knowledge of investments and dedication to customer outcomes will be a benefit to the people he serves.”

Oines joins Monika Lovewell, who was named Trust Department Manager earlier this year. Evans said their combination of experience and ability should provide Merchants Bank Trust Department customers with an exceptional opportunity to build, manage, preserve and transition their wealth.

“Martin is a Certified Financial Planner, and his depth of knowledge in investment management complements Monika’s expertise in estate planning and the legal aspects of trust work,” Evans said.

Lovewell, who holds a law degree from George Washington University and is a Certified Trust and Financial Advisor, said she is looking forward to working with Oines.

“Certainly, I think it will be great for us at Merchants, but the real winners will be our customers,” Lovewell said. “I invite the public to give Martin a call.”

The Merchants Bank Trust Department helps individuals and families establish comprehensive wealth plans that identify their needs, goals and resources for retirement. Trust services may include portfolio management and estate planning, as well as acting as an agent under power of attorney or as personal representative for estates.

Merchants Bank has 21 locations, including Minnesota locations in Winona, St. Charles, Goodview, Rochester, Rushford, Lanesboro, Caledonia, La Crescent, Spring Grove, Cannon Falls, Red Wing, Hampton, and the southern Twin Cities metropolitan suburbs of Apple Valley, Cottage Grove, Hastings, Lakeville and Rosemount. Merchants has Wisconsin locations in Eau Claire and Onalaska. Twin Cities-based Merchants Bank Equipment Finance, a division of Merchants Bank, N.A.

Nate Birkholz Will Lead the Merchants Bank Trust Department


Nate Birkholz has joined Merchants Bank as Trust Department Manager/SVP.

Nate Birkholz has joined Merchants Bank as Senior Vice President and Trust Department Manager, according to Greg Evans, President and Chief Banking Officer.

“Nate is a valuable addition to our current team of Trust experts. He is an attorney with nine years of estate planning, tax and business experience. He brings significant knowledge of wealth management to this role, as well as a passion for building relationships,” said Evans.

Birkholz was the Trust Department Manager at Eastwood Bank in Rochester for the past two years and was also previously a Trust Officer for Wells Fargo. Before his time with Wells Fargo, Birkholz practiced law for seven years for two firms, including Wendland Utz of Rochester. He spent much of his childhood growing up in Winona and is looking forward to relocating to the area with his wife, son and daughter.

“I have fond memories of Winona and am excited to build relationships with community members and businesses in all the markets Merchants services,” Birkholz said. “I look forward to sharing the Merchants Bank story and the services the Trust Department offers.”

Birkholz is a graduate of the University of Nebraska College of Law. He received his undergraduate degrees from Minnesota State University in Mankato and Bethany Lutheran College in Mankato.