Andrew Guzzo Joins Merchants Bank as Regional President

Andrew Guzzo, Merchants Bank Regional President

Andrew Guzzo has joined Merchants Bank as Regional President, according to Merchants Financial Group, Inc. (MFGI) President & CEO Greg Evans.

Evans said Guzzo’s primary responsibility will be to provide leadership for Merchants Bank’s Winona locations, along with meaningful community engagement for the Winona area. Additionally, Guzzo will have supervisory responsibility for the strong team of Market Presidents in Onalaska and Eau Claire, WI, and Minnesota locations in La Crescent, Caledonia, Spring Grove, St. Charles, Rushford and Lanesboro. He will have a presence in all of the markets for the southern tier of Merchants’ service footprint.

“We are excited to have Andrew leading our team in the region,”Evans said.  “Andrew brings an intense passion for customer service and community leadership. He also has had significant sales and management experience, both outside and inside the banking industry. We believe his skill set is the right mix to help facilitate our continued growth for our community banking organization.”

Guzzo has spent the past 11 years in the banking industry, working for American Bank & Trust in the Quad Cities (Iowa/Illinois) area, and most recently leading NXT Bank in Cedar Rapids, Iowa. Prior to that, he had more than 15 years of sales and sales management experience for US Foods.

“I look forward to helping to establish, build and grow long-term customer relationships around our region,” Guzzo said. “By every measure, Merchants Bank’s enviable culture and customer-centric commitment to the communities it serves continues to raise the bar among community banks across the region. I am humbled by the responsibility to customers and shareholders and excited at the possibilities that come from working with this team.”

Guzzo and his wife, Dawn, have four children, two boys and two girls.

The Merchants organization has reached record earnings each of the past two years and is tracking for another significant year in 2017.

Since the retirement of former MFGI President & CEO Rod Nelson in January, Evans has been serving as the Winona Bank President, as well as overseeing the banking operations for all of Merchants Bank’s 21 locations, in addition to his role as MFGI President and CEO.

With the addition of Guzzo, Merchants will have three regional presidents reporting to Evans – Guzzo for the Winona and Southern region, Dan Massett for the Central Region and Lawrence Stovern for the Twin Cities Region. Evans points out that all are supported by local presidents who have decision making responsibilities in their markets.

“Real local decision making is one way we stand apart from others in our industry. It allows our local leaders to positively influence the people and the communities they serve,” Evans said. “We recognize it is a unique model, but it best serves our customers.”

Leading Merchants’ locations in the region are: Steve Christiansen in Onalaska and La Crescent, Matt Schuldt in Caledonia and Spring Grove, Larry Accola in Eau Claire, Ken Graner in Lanesboro and Rushford, and Jim Allen in St. Charles.

MFGI owns Minnesota locations in Winona, St. Charles, Goodview, Rochester, Rushford, Lanesboro, Caledonia, La Crescent, Spring Grove, Cannon Falls, Red Wing, Hampton, and the southern Twin Cities metropolitan suburbs of Apple Valley, Cottage Grove, Hastings, Lakeville and Rosemount. Merchants has Wisconsin locations in Eau Claire and Onalaska. Additionally, MFGI also owns Twin Cities-based Merchants Bank Equipment Finance, a division of Merchants Bank, N.A.

Congratulate New and Promoted Staff

New Staff

AugedahlJulie Julie Augedahl, Mortgage Lender, Caledonia

Julie has nearly 10 years of experience in personal banking and lending in Minnesota and Wisconsin. She is an active volunteer in the Caledonia community, including as a member of the Caledonia Founders Day Committee. Julie has a General Education degree from Rochester Community College and a Business Management degree from Winona Technical College.

BartelKathy  Kathy Bartel, Teller, Onalaska

Kathy previously worked at Treehouse Gift and Home as a Web Store Manager and at Empire Screen Printing as a Receptionist and Account Manager. Kathy and her husband, love spending time with their children and grandchildren. 

BrooksMichaela  Michaela Brooks, Part-Time Teller, Hastings

Michaela previously worked at Dominos Pizza. She is a senior at Hastings High School and enjoys being a part of the show choir. Michaela is planning to attend Inver Hills Community College next year.

BrownJerad  Jerad Brown, Commercial & Ag Banker, Lanesboro & Rushford

Jerad, a native to the Lanesboro and Rushford area, has previous experience in credit analysis, ag and commercial lending and the Farm Service Agency (FSA) guaranty program. He is a graduate of Rushford-Peterson High School and South Dakota State University, with a major in Agriculture Science.

CarlsonHelen  Helen Carlson, Part-Time Teller, Rosemount

Helen is a senior at Rosemount High School and also currently works at Jimmy John’s.

HughesJean  Jean Hughes, Part-Time Teller, La Crescent

Jean was a teacher for 41 years at St. Mary’s Grade School and recently retired in May 2016. Jean enjoys reading, walking, and meeting new people.

KemmerlingKyle  Kyle Kemmerling, Part-Time Teller, Winona

Kyle is also currently working at Tenba Ridge Winery as a Tasting Room Sales Rep.

ThomasJulie   Julie Thomas, Part-Time Teller, Lakeville

Julie was previously self-employed as a daycare provider. Julie is excited to be part of the Merchants Bank team and is looking forward to getting to know her co-workers and customers.

Promotions and Transfers

AraujoEddie  Eddie Araujo, Customer Service Representative and Lead Teller, Lakeville

Eddie has been with Merchants since 2016. He was previously a Teller in Lakeville.

DonohoeKelly  Kelly Donohoe, Personal Banking Manager, Lakeville

Kelly has been with Merchants since 2012. She was previously a Customer Service Representative and Lead Teller in Lakeville. 

HerrmannBecky  Becky Herrmann, Cash Management Specialist, Onalaska

Becky has been with Merchants since 2012. She was previously a Customer Service Representative in Winona and Onalaska.

SeaverAshley  Ashley Seaver, Mortgage Lender, Lakeville

Ashley has been with Merchants since 2016. She was previously a Mortgage Loan Coordinator in Lakeville.

Congratulate New and Promoted Staff

New Staff

austaderickaEricka Austad, Teller, Rushford
Ericka also currently works at Rosemount Apiaries as a Beekeeper and at Burdey’s Cafe as a Server. She is a former middle school teacher and has a five-year-old son, Lars. She enjoys kayaking, biking and hiking in the bluffs.



cayatedTed Caya, Teller, Eau Claire
Ted also works at H&R Block as a Tax Professional. He is a junior at UW-Eau Claire pursing his Business Administration degree.





Bailey Ekberg, Teller, Winona
Bailey previously worked at Green Mill as a Hostess. She is a sophomore at Winona State University, studying Accounting and Management Information Systems. Bailey’s favorite season is fall because the weather is so perfect. She enjoys reading and hanging out with her roommates.



faklermeghanMeghan Fakler, Teller, Winona-Goodview
Meghan previously worked at Affinity Plus as a Member Advisor and at HyVee as an Assistant Manager. She and her fiancé, Drew will be getting married in July 2017. Meghan has been a competitive bowler for 20 years.




feldmeierjeanneJeanne Feldmeier, Part-Time Teller, Rushford
Jeanne previously worked in banking for many years at Winona National Bank and Associated Bank and also worked as an Accounting Specialist at Semcac. She recently retired, but wanted to come back to banking part-time. Jeanne is married and has three grown children and one grandchild.



goetzingerleighLeigh Goetzinger, Customer Service Representative, Caledonia
Leigh previously worked at Merchants for two years as a Teller. She has two daughters and two sons. She also has a granddaughter and grandson that she absolutely loves spending all of her spare time with.




oinesmartinMartin Oines, Trust Officer, Winona-Downtown
Martin brings more than 20 years of experience in investment management and trust administration to his position, most recently as Senior Trust Administrator with Wells Fargo in Minneapolis. He is a Certified Trust and Financial Advisor and a Certified Financial Planner practitioner.



russellkelseyKelsey Russell, Lead Teller, Hastings
Kelsey previously worked at Coborn’s Liquor as the Assistant Liquor Store Manager. Kelsey and her husband have one daughter. Kelsey enjoys being outdoors walking, playing tennis and skiing. She also has a pet benny named Bun-Bun.



whalenkallyKalley Whalen, Electronic Banking Specialist, Winona-Downtown
Kally previously worked at Green Mill Restaurant as the General Manager. She is recently married and her and her husband just purchased their first home together. Kally enjoys camping and spending time with her family.


Promotions and Transfers

brinkkarleyKarley Brink, Retail Lending Assistant, Winona-Downtown
Karley has been with Merchants since 2011. She was previously an Electronic Banking Representative, Teller and most recently a Loan Servicing Representative in Winona.