Katie Lund Joins Merchants Bank in Rochester as a Mortgage Lender

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Katie Lund, Mortgage Lender

Katie Lund has joined Merchants Bank in Rochester as a Mortgage Lender, according to John Doyle, President of Merchants Bank in Rochester.

Lund has been part of the Merchants Bank team since 2008, when she joined Merchants Bank Equipment Finance (then known as Merchants Capital Resources). Since 2013, she has worked at Merchants Bank in Rosemount as a Mortgage Loan Coordinator.

“Katie brings a great deal of knowledge and experience with the mortgage origination process, which will be an immediate benefit to our customers,”Doyle said. “She puts the needs of our customers first, and she is dedicated to making sure those needs are met. I know people will enjoy working with her.”

Lund’s office will be at Merchants Bank’s Northwest Plaza location. She is a native of St. Charles, MN, and has recently moved to Rochester with her family.

“I’m familiar with the needs of the individuals and families who are part of the Rochester market,”Lund said. “I’m excited to help people realize their dreams of home ownership with the programs and support we can offer at Merchants. Given the very active Rochester housing market, I’m especially looking forward to helping people get pre-qualified for their loans, so they can be first in line when they make an offer on their next home.”

Meet Dawn Garms, Mortgage Lender at Merchants

Garms,DawnWhen did you start your banking career?

Dawn: I started as a mortgage Lender with Altra in 2001. I was there for twelve years and then came to Merchants in 2013.

What is your top tip for a first time home-buyer?

Dawn: Get pre-approved first. Pre-approval helps you determine the maximum amount you can spend to purchase a home. You can also go over what to expect for monthly payments, down payments and other mortgage options with a lender at that time. It really gives you a clear picture of what you can afford and how that fits into what you’re comfortable with for your personal monthly budget.

What’s one thing your mom or dad taught you about money?

Dawn: The best thing they taught me is the importance of knowing your finances. Know what you can handle so that you are comfortable in your monthly budget.

If you won the Powerball, what’s the first thing you would do?

Dawn: I would travel all over Europe for an extended period of time, and explore all of the different countries.

Besides money, what’s your favorite green thing?

Dawn: The green of fresh trees on a mountain hike.

What’s one lesson you learned when buying your own home?

Dawn: Use a lender that is knowledge so they can guide you through the process. Buying a home should not cause a headache…it should be a smooth, pain-free process.

Subject to credit approval. Contact Dawn today to start the application process for mortgage pre-approval. To find current mortgage rates and apply online, visit our website.