Make Gift Giving Easy with Our 3 Tips

Gift Giving Guide

Still a few people left to buy for on your holiday shopping list? Get those gifts done in no time with our three easy ideas.

Turn Rewards Points into Gifts

With your Merchants Bank Visa ScoreCard Credit Card*, you can redeem earned points for merchandise, travel rewards, or even gift cards. Simply login to your ScoreCard Rewards account to use your points for holiday gifts for our loved ones – or even yourself.

Here’s how:

  1. Go to scorecardrewards.com.
  2. Login to your account.
  3. Click on the “Go Shopping” button under “ScoreMore.”
  4. Add items to your cart and checkout using your points when finished shopping.

If you don’t yet have a Merchants Bank Visa ScoreCard, apply online or contact us and we can help you apply.

Buy the Gift that Always Fits

You can never go wrong with a gift card. It’s always the right size, color and style for anyone on your list. Plus, it’s easy to wrap!

Did you know you can purchase Visa Gift Cards at all of our Merchants Bank locations? Just visit your local branch and see one of our tellers to purchase your gift card(s), available in even dollar amounts between $10-$1,000.

Shop Small with a Local Cookbook

If you’re looking for a unique item for the cook or baker in your family, our Merchants cookbook makes a great holiday gift or stocking stuffer.

The Merchants Family Cookbook was first published in 2005 and is a collection of recipes shared by Merchants’ staff, family and friends. Now in its second printing with over 400 pages of recipes, the cookbook is available at all of our locations for just $10 each.

Happy holiday shopping and Merry Christmas from your friends at Merchants Bank!

*Credit cards are subject to credit approval.

 

Protect Your Identity During the Holidays or Any Time of Year

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It’s important to take steps to protect your personal identity, especially during the holiday shopping season. Let’s work together to help keep your information safe.

Use Our Free Fraud Tools

Your security is top of mind at Merchants Bank. We have a number of ways to help you protect yourself with our SecurLock Equip app for your Merchants Bank credit card and My Mobile Money app for our debit card. These apps are very similar.

With SecurLock or My Mobile Money you can:

  • Turn your Merchants Bank credit card or debit card on and off.
  • Control where your credit card or debit card can be used.
  • Receive automatic notifications about possible fraud and take action.

More on SecurLock and My Mobile Money can be found on our website.

Plus, if you use Merchants Online Banking, consider using the “Alerts” functions to monitor activity. To set up automatic alerts, follow the steps outlined in our video tutorial. Alerts can be sent to an email address or via text message.

Best Practices to Use When Shopping Online During the Holidays:

  • Change your passwords often. Use a mixture of numbers, letters and special characters. Don’t use the same passwords for multiple accounts.
  • Be suspicious. Thieves will use calls or emails to trick you into sharing passwords, social security numbers, etc. If you don’t recognize the caller or email, don’t reply.
  • Don’t click on links in emails from your credit card companies, investment companies or banks that would have you update account information. Remember, Merchants Bank will never ask you to update your personal information via a link in an email. When suspicious, call the company at a number you confirmed in a separate source, like a phone book or prior statement.
  • Make a fraud kit. Keep a list of your credit and debit cards, account numbers, expiration dates and customer service of fraud department telephone numbers in a secure place.
  • Read through your credit card bills. If you see a charge you don’t recognize, call and get the charge reversed.
  • Don’t use the “remember password” option. It makes it easier for someone to access your accounts.
  • Do NOT keep a list of passwords in an unprotected document on your devices or written down in an unsecure place.
  • Never save your credit card number online. If that site gets breached, you are at risk. Enter your information each time you make a purchase.

If you’re traveling or spending the winter somewhere else, let us know by contacting your local Customer Service Representative so we can make sure you have the best service.

If you make purchases in a state or country where you don’t normally use your Merchants Bank debit or credit card, we may think these transactions are fraudulent unless we know otherwise. Let us know the dates of your trip, your travel locations and how we may be able to contact you.

If you have additional questions, please contact us. We’re happy to help.

 

 

 

 

Why Every Business Should Offer Gift Cards

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For the past seven years, gift cards have been the number one most wanted holiday wish list item, according to the National Retail Foundation. The popularity of gift cards has steadily increased throughout the last several years and will culminate in an estimated $100 billion dollars loaded on to gift cards in 2014*.
 
Still not sure if gift cards are right for your business? Here are some incredible statistics:
  • 80.6% of U.S. consumer plan to buy gift cards this year*
  • 64% of consumers spend more than the value of their gift card*
  • 59% visited a store more frequently after receiving a gift card*
  • 41% of consumers visited a store they would not have otherwise gone to because they received a gift card*
Offering gift cards is not only what your customers want, but it’s easy with Merchants Bank! Through our partnership with Valutec, you may begin offering personalized gift cards at your business in as little as 10 days. Simply speak to our Credit Card department by calling (507) 457-1160 or (800)-944-6285 to get started.
 
*All statistics from firstdata.com.