Figuring Out Your Finances: 3 Tools You Need to Know About

Woman On Tablet Sitting On Couch

There’s a lot of information out there on the web and our website is no exception. You can find a ton of knowledge on our site that can help you stay in the know and be better prepared for all things money:

Calculators

Calculators: Pretty much used for school and figuring out tips. Well, we have some other specific (and super helpful) ones:

  • Predict a monthly mortgage payment
  • Compare renting a place vs. buying one
  • Go with a low-interest loan on a vehicle or do a rebate
  • Map out how you could save $1 million dollars (!!!)
  • Get more insight on many other financial situations

You can find these and SO many others on our website.

Education Center: Money IQ

Money management can be confusing and you might not feel as capable as you’d hope – that’s okay! Or maybe you have it all together and have a great grasp on what you’re doing financially. Either way, you might still have some questions.

Enter: Money IQ! In the spotlight at the top of our Education Center webpage, you’ll find a treasure trove of information on financial basics like getting your emergency savings account in shape and cutting back on spending to specific life situations like keeping track of a wedding budget.

Check out all Money IQ has to offer and start setting yourself up with that financial stability you might be craving.

You can also find video tutorials and click through demos of our financial management tools that are in Merchants Bank Online Banking, such as Credit Sense, our budget tracking tool called Spending and account alerts, as well as many others.

Current Rates

Okay, this one might seem obvious: we have some awesome charts where you can see the most current rates for checking accounts, savings accounts, Certificate of Deposits (CDs) and mortgage loans.

If you’re a numbers person, you don’t have to wonder what the current rate is. And if you like what you see, you can apply right away online. Or, if you have more questions, you can fill out the “Get in Touch” form to the right and your local expert will be in touch!

BONUS: Credit Score FAQs

And one more, because you’re worth it: your credit score questions = answered. We have a specific page of our site specifically dedicated to addressing those common credit score questions.

If you (or maybe your teenager) is wondering about how to build or improve your credit score, this is a great page to check out.