Meet Brian Wester: Home Loan Expert at Merchants Bank

Brian Wester, Mortgage Lender

What does community banking mean to you?

Brian: Being part of a banking group that’s a smaller entity compared to a larger big box bank. I think Merchants has a more customer-centric focus. We provide more opportunities for one-on-one interaction with customers. I like to think of it as being involved in your community and more personalized.

What is your top tip to home buyers?

Brian: I would recommend that home buyers engage with their lender 90 days before they want to start actively looking for a home.

There are a variety of topics to discuss regarding qualifying for a loan and it’s best to start talking about them early: including analysis of your credit, employment, income & assets. It’s also beneficial to review loan scenarios so you are aware of your options and what your estimated monthly payment and required cash to close will look like. This knowledge will help you look at homes with a price point that fits your qualifications.

What one thing on your bucket list?

Brian: To go to Europe.

What is one of your proudest accomplishments?

Brian: Raising two daughters, getting them through college and out on their own.

What do you enjoy about coming to work every day?

Brian: I enjoy the interaction with customers, who have a number of different needs from loans to checking accounts. I get to wear all these different hats. I really like coming to work because I know there are a lot of people that I can get involved with because of the variety of areas I’m involved in at the Bank. Since I became Personal Banking Manager, I’m not just focused on mortgage any longer and it’s opened up more opportunities to meet and greet all of our customers. My job keeps me challenged, busy and time goes by quickly.

 

Whether you’re looking for your cozy first home, something bigger for your growing family or the peaceful lake cabin you’ve dreamed about, you can find your local Merchants Bank Mortgage Lender here: http://bit.ly/2zmcYC1

 

Loans are subject to approval.

Meet Jenna DeBaere: Mortgage Lender and Home Loan Expert

Jenna DeBaere, Mortgage Lender

What do you like best about being a mortgage lender?

Jenna: Getting to know my customers and providing the best customer service. Buying a home is exciting and I like that I can be involved in the process.

What is your top tip for home buyers?

Jenna: My top tip for home buyers is to get pre-approved. Once we know the total loan amount they’re pre-approved for, we can discuss down payment options and what kind of monthly mortgage payment would work with their budget.

What’s the best trip you ever took?

Jenna: I went to Playa Del Carmen, Mexico with my family. One of the highlights of the trip was when we rented scooters in Cozumel and explored the island.

Who is your mentor and why?

Jenna: My mom. Over the years she has given me the help, advice, and tools to succeed and be successful in my personal and professional life.

What do you hope your customers say about you?

Jenna: That I am easy to work with and go above and beyond to help get them into their home.

 

Whether you’re looking for your cozy first home, something bigger for your growing family or the peaceful lake cabin you’ve dreamed about, you can find your local Merchants Bank Mortgage Lender here: http://bit.ly/2zmcYC1

 

Loans are subject to approval.

Get to Know Paula Hogan, Merchants Bank Mortgage Lender

Paula Hogan, Mortgage Lender

What is your top advice for home buyers?

Paula: Get pre-approved for a mortgage loan before you begin your home search.

What do you like best about being a mortgage lender?

Paula: I enjoy being able to help home buyers achieve their dreams of home-ownership.

How do you stay busy?

Paula: Reading, biking, fishing, attending my daughter’s sporting events and going up north.

Who is your mentor and why?

Paula: My dad. He is a very kind and generous person.

How are you involved in the community?

Paula: I attend and help with Chamber of Commerce events and am a board member of the Cannon Falls Bomber Dance Team Parent Association. I also volunteer throughout the community through my church.

 

Whether you’re looking for your cozy first home, something bigger for your growing family or the peaceful lake cabin you’ve dreamed about, you can find your local Merchants Bank Mortgage Lender here: http://bit.ly/2zmcYC1

 

Loans are subject to approval.