Get to Know Cindy Luedke, Merchants Bank Mortgage Lender

Cindy Luedke, Mortgage Lender

What do you enjoy about coming to work every day?

It’s never the same. It’s very interesting. As I’ve been here longer, I continue to see some of the customers I helped in the beginning, which is a great feeling.

What is your top mortgage tip?

Before you start shopping for a home, make sure you know what your credit scores are. You can view your credit score three times a year for free. Knowing your scores will help when you talk with your mortgage lender.  Scores drive a lot of factors like interest rates and loan program options.

What do you like best about working with customers?

Every customer is different and has a variety of needs.  I enjoy helping them achieve their dreams either with a purchase, refinance or a construction loan.

What’s your secret talent? 

To make table arrangements out of whatever is available. I end up doing that a lot for special events.

What’s your birthday meal?

My mom was always a good cook, so birthday meals were just as good as our everyday meals. She was always cooking. I remember I would get up at 7:15 in the morning for school and could smell homemade cinnamon rolls. I never understood how she had time to make them. They were still hot and made from scratch.


Whether you’re looking for your cozy first home, something bigger for your growing family or the peaceful lake cabin you’ve dreamed about, you can find your local Merchants Bank Mortgage Lender here:


Loans are subject to approval.