Meet Chris Smith, Consumer Banker at Merchants Bank

Chris Smith and her family

Chris (seated on left) and Her Family

How long have you been with Merchants?
Chris: In November, I’ll have my 25 year anniversary with Merchants. I actually started as a Receptionist in our Downtown Winona location. From there, I helped in Safe Deposit and Bond area and then I went into Deposit Account Services, where I worked for about 10 years. Eventually, I transferred to the Personal Banking area as a Consumer Lender and came to our Onalaska branch when we opened here in 2004.

What is your top banking tip?
Chris: There are so many fraudsters out there. When it comes to your bank accounts, it’s important to do research and understand how the financial institution protects you and your information. For example, what I like about our credit card is the fact that you can call our employees directly if you have questions about your account. The people you talk to about your credit card are local. You’re not calling across the country.

What’s one thing your mom or dad taught you about money?
Chris: A penny saved is a penny earned.

If you won the Powerball what’s the first thing you would do?
Chris: I would buy a house in a southern state with a warm climate so I could enjoy the summer weather up here and the warm winters down south. I think winters here are too long. Ha!

Besides money, what’s your favorite green thing?
Chris: The grass and trees. I love the outdoors, especially in the Spring and Summer weather.