When did you start your banking career?
Connie: Twenty-six years ago I started at Merchants in Winona as a Commercial Lending Assistant. I knew that I wanted to get into lending, so I switched and became a Customer Service Representative. I stayed in Customer Service for seven years and then became a Credit Analyst. During that time, I learned that I was the kind of person who wanted to be in front of customers. A few years later, the Consumer Lender position opened up and I’ve been here for ten years now. Before Merchants, I worked at a brewery in La Crosse…can you believe that?
What one piece of advice would you give someone looking to apply for a HELOC?
Connie: Make sure to check your credit rating. There are a few websites that allow you to download a free credit report and you can bring in the report and we can go through it together. It’s also helpful if you come with an idea of how much you want to borrow and then together we can determine how much equity you have in your home.
What’s one thing your mom or dad taught you about money?
Connie: To save, save, save. You do not buy anything until have saved for it. My parents were very frugal with their money and they passed that on to me and my two sisters.
If you won the Powerball what’s the first thing you would do?
Connie: I would buy a cabin up north. We love to be outdoors…just canoeing or spending time on the lake. It’s just an awesome way to relax and forget about everything.
Besides money, what’s your favorite green thing?
Connie: When I think of green, I think of Spring and the pretty trees and blooming flowers.
If you could start a home remodeling project right now, what would it be and why?
Connie: I want to change my bedroom because we don’t have a master bath. We’ve found out that when we have family visiting and we have to share the same bathroom it can become difficult.
Contact Connie today to start the application process for your Home Equity Line of Credit. For more information on HELOC options at Merchants Bank, visit our website.