Nancy Denstad, on vacation with her husband Tony in Tucson, Az.

When did you start your banking career?

I started in the Proof Department (now Item Processing) at Merchants in 1985. Since then, I’ve had several positions throughout Merchants including as a Teller, Personal Loan Assistant, Personal Loan Officer and a Customer Service Representative. I’ve been in my current role as Deposit Account Services Manager since 1993.

What is your top banking tip?

I feel very strongly about the importance of saving early. As soon as you get out of school and get a job, start contributing to your retirement. If your company offers a retirement plan, make automatic payroll deductions to that plan right away and don’t stop. You’ll be surprised at how much those extra years help your money grow.

What’s one thing your mom or dad taught you about money?

If I wanted something, I had to save for it and buy it myself. They made me a saver, and I’m glad that they taught me that. It’s a something I’ve really tried to pass on to my own children.

If you could ring the bell at the New York Stock Exchange with anyone, who would it be and why?

It’d be fun to have my husband and children in New York with me.

Besides money, what’s your favorite green thing?

Ireland. I went on a vacation there a few years ago with my husband and some friends. We traveled the entire country and I’ve love to go back.

Switching to a high deductible health plan in 2015? Click here to learn more about Merchants Health Savings Account options and how Nancy can help.