Emily with her family (from l-r): Celia, Bailey, Marcus and Allen.
How long have you been with Merchants?
Emily: I was hired on October 31, 2003 as a Teller. In the beginning, I worked at our Lakeside branch in Winona for about a year and then moved to the Downtown location. Eventually, I began helping the Credit Card Department two days a week and started full time in Credit Cards in 2006.
What is your top banking tip?
Emily: Explore mycardstatement.com and the Score Card Rewards website. Both are great online tools for our credit card customers and usually provide answers to common questions you may have about your credit card account, ScoreCard points and more.
What’s one thing your mom or dad taught you about money?
Emily: My mom only gave me one piece of advice when it came to credit cards. She told me that if you won’t have the money to pay the credit card bill when you get it, you can’t have it. It’s something I still follow today. I’ll go into a store and want to buy something, but I know that I can’t have it because I can’t be sure I can payoff the bill when I get it. I think it’s a good piece of advice to follow, especially when you are new to having a credit card.
If you won the Powerball (currently estimated at $194 million) what’s the first thing you would buy?
Emily: I would pay off my mortgage and set up my children for life. Then, I would donate to my top five charities. I would also love to pay it forward anonymously…do things like pay for another family’s meal in restaurants without telling them or pay for coffee of the person behind me in the drive through. I want to pay it forward and I want to teach my kids how to do that.
Besides money, what’s your favorite green thing?
Emily: Avocados. Without a doubt. I put avocados on everything: chili, quesadillas, pizza…we put them in our smoothies and use it instead of mayo in egg salad. They are an amazing.
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