When did you start your banking/lending career?
Mary: I started as a Part Time Teller at a bank while I was going to college and then moved into personal banking shortly afterwards. I started in the mortgage business in 1991 at Old Stone Credit. Eventually, I started my own company and became an independent mortgage broker. I worked for myself for 11 years and really enjoyed it…I kept my business small and work came to me through word of mouth referrals. When the market crashed in 2008, I ended up closing my business and going to work for a small community bank. I came to Merchants in 2011 and really enjoy being a part of this team!
What is your top tip for someone looking to build a home?
Mary: Do your homework and shop for the right builder. A lot of people just look at the price when choosing a builder, however, cheaper isn’t always better! Visit several model homes in your price range and make sure you are comfortable with the builder before signing a contract. You should also go into the process pre-approved for your construction financing so you know exactly what you can afford. Knowledge is power when you’re buying or building a home.
What’s one thing your mom or dad taught you about money?
Mary: My dad retired from a career in banking after 40+ years, therefore my parents are very conservative. They instilled in me the importance of saving for the future, but also having fun while living within your means.
If you won the Powerball, what’s the first thing you would do?
Mary: I would catch the next flight to St. John’s, rent a villa on the beach and then make a call to my financial planner and attorney.
Besides money, what’s your favorite green thing?
Mary: Green grass on a golf course! I enjoy golf not only for the sport, but for the beauty and incredible views that can be found on various courses. I play on a nine hole women’s league in Woodbury and try to play at least one 18 hole round on the weekend.
Picture your dream house. What’s your favorite room and why?
Mary: I would have a large great room. It would be equipped with a wet bar, pool table and a buck hunter game. In addition, I would have a large screen TV where I could enjoy Minnesota Viking and Wild games!
Contact Mary today to get start the application process for your home building or buying project. To find current mortgage rates and apply online, visit our website.
Loans are subject to credit approval.