When did you start your lending career?
John: I started my lending career in southern California in March of 1972. The bulk of my time was spent originating FHA and VA loans. Eventually I moved to Minnesota with my wife and started at Merchants in 2001.
What is your top tip for someone looking to build a home?
John: Be patient, talk to an experienced builder and know what you want. Knowing what you want is the hardest part. I would also suggest building a traditional house…remember, you have to sell it eventually.
What’s one thing your mom or dad taught you about money?
John: Earn it before you spend it. I always earned money to pay for something I wanted, whether it was shoveling sidewalks when I was younger or getting a part-time job when I was old enough.
If you won the Powerball what’s the first thing you would buy?
John: I have three boys and I would pay off their mortgages.
Besides money, what’s your favorite green thing?
John: I have a 1984 ugly green Vespa scooter. It’s a real beaut, despite the color. A fun machine.
Picture your dream house. What’s your favorite room and why?
John: I think it would be a luxury garage…heated, with a refrigerator, a large work bench and fully equipped with all the tools I need. Of course, it’d have a big TV too.
Contact John today to get start the application process for your home building or buying project. To find current mortgage rates and apply online, visit our website.