Have You Activated Your MasterCard Debit Card?

MasterCard Debit CardIf you have yet to activate your Merchants Bank MasterCard Debit Card that is attached to your checking or savings account, please do so today. As of September 4, Visa Check Cards no longer work. If you have any questions about activating your MasterCard Debit Card, have lost your card, or are interested in getting a MasterCard Debit Card, please contact our Electronic Banking department as soon as possible at (866) 496-0522, or stop in at your convenient Merchants Bank location.

ScoreMore When You Shop for Back-to-School Items for Your Kids

Earn points when you shop

It’s that time of year again. You’ve seen the deals in the paper already, summer is coming to an end and it’s almost time for your kids to go back to school. That means it’s time to start shopping for all of those back to school items on their school list.

What if you could shop for all of this year’s school supplies and earn points at the same time? You can with Merchants Bank Visa ScoreCard. The ScoreCard allows you to get 2X, 3X, 4X and more points for making your purchases with participating retailers – in person and online.

Don’t make the back to school process more difficult than it needs to be. Why not reward yourself using the points you earn while you shop for your children’s back to school items?

All you need is a Merchants Bank Visa ScoreCard credit card.

It’s this easy:

  1. Go to www.scorecardrewards.com
  2. Login to your account
  3. Click on the “Go Shopping” button under “ScoreMore”
  4. Use your ScoreCard Rewards card for all purchases
  5. Watch your bonus points add up

How to Start:

If you already have a Merchants Bank Visa ScoreCard, you’ve already started. Just go to www.scorecardrewards.com and start shopping.

If you don’t yet have a Merchants Bank Visa ScoreCard, apply online or contact us and we can help you apply.


Credit cards are subject to credit approval.

Merchants Bank Business Gift Card


Make the gift card process easier for you and your customer

Do you own a business and offer gift certificates? How complicated is it to handwrite all of the information? Would you like an easier way for your business to offer the benefits of a gift card program? Or, do you offer gift cards but the administration of the program is a hassle? Don’t worry, Merchants Bank has thought of a way to make this easier for you with our Business Gift Card program.

What is the Business Gift Card program?

The Merchants Bank Business Gift Card program allows your business to offer gift cards to your customers. With the program, you will be able to tailor the card to your business, with three different programs. Programs available include 100-card, 500-card, and 1,000+ card programs.

Increase the average spending of your customers and the frequency of their visits. Reward your loyal customers and attract new ones with the Merchants Bank Business Gift Card program.

Launch your gift card program in five to seven days and receive toll-free customer support whenever you need it.

For more information on the Merchants Bank Business Gift Card program, please contact Credit Card Department Manager Deb Kemp at (507) 457-1160 or by email at dlkemp@merchantsbank.com. Let Merchants Bank help you start offering gift cards or make your gift card process easier today.

Back to School

Back To SchoolGet Everything on Your List

Notebooks, check. Pens, check. Pencils, check. Open an account at the bank, check.

Going back to school can be a difficult process, but not with Merchants Bank. Merchants can help your student start the school year off right with a new account and Merchants Bank Mobile Banking.

With the busy school year just around the corner, it‘s important to start thinking about what your student needs for school. Merchants Bank has accounts that are not only convenient, but also easy to track. You can access your accounts on the go with Merchants Bank Mobile Banking and Online Banking. You can also get any information you need at any of our convenient locations.

Having an account will help your student learn the importance of saving, balancing, and responsibility of having an account. Sign your student up for an account today, so they can start learning how to keep track of their money now.

Merchants Bank offers many student solutions for high school and college students. Read more about our student solutions here.

Don’t make this school year harder than it needs to be, let Merchants Bank help you check every item off your school list.

FHA Loans: What You Should Know

If you want to buy a home and are wondering what is an FHA loan, here’s an answer. An FHA loan is a loan backed by the Federal Housing Administration. Generally speaking, more people can qualify for an FHA loan than a conventional loan with income limits being less restrictive than some programs. However, there are limits on how much you can borrow. You’re limited to smaller mortgage loans relative to home prices in your area. To qualify for an FHA loan, you’ll need to have a reasonable debt to income ratio. Simply said, the lender needs to know that you can afford to pay back the loan. In addition, you have to have decent credit. So, how do you know? The first step is to come to any of the mortgage loan professionals at the Merchants Bank location most convenient for you. Click here for a list of our locations and hours. Loans are subject to credit approval.

Still want to know more? View our informational video: FHA Loans: What You Should Know

Take the Vacation You Want

Aruba, Jamaica, Bermuda, Bahamas. Are you having trouble saving money for the trip of your dreams? Merchants Bank Vacation Club can help make that dream a reality.
 Vacation Club Account

Merchants Bank Vacation Club is a savings account that allows you to save money and earn interest at the same time. You set the goal of how much you would like to save for your vacation and automated deposits from your checking, savings or payroll are made to the Vacation Club account August through May. Accrued interest is paid on the Vacation Club balances the first day of June, when the funds are made available. Enjoy 24 hours access to your Vacation Club account with online, mobile and telephone banking.


You don’t just have to use the Vacation Club account to save for a vacation either. Other uses of the account have been for increased child care costs in the summer, or even weddings. Why not take advantage of the great interest rate for other important events in your life?


With Merchants Bank Vacation Club and as little as $25 per month, you can start saving for your dream vacation now, or maybe pay for that dream wedding. Don’t make any more excuses for putting your dreams on hold. With Merchants Bank there’s no easier way to save for vacation fun. Visit our website for additional details.